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The deposit is accepted in the MSA under Al-wadeah principle of Islamic
Shariah. The deposited money is invested along with other deposits by the
Bank according to Islamic Shariah. Here, the customer does not have
any share in the profit. The transaction can be made more than once
during the banking hour.
Features
- Suitable for Businessman- Current Account.
- Unlimited Withdraw/ Deposit on any Banking Hour.
- Online Banking/ SMS/ iBanking faclity enabled a/c type.
- Check Book with more check leaves.
- The Bank records the instruction of "Stop Payment" with care.
- No Profit shared with client.
Rules for opening a/c
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The account can only be opened with the introduction of any acceptable client/ current account holder of the Bank.
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In order to open Al-wadeah Current Account, a minimum amount of Tk. 500/=
is to be deposited.
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Two copies of recent times Passport Size Photograph is reqired.
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Withdrawal may be made through the cheques / ATM card supplied by the Bank.
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For the first cheque book, the customer has to apply in a
specified form (F-6) and then for new cheque book the customer shall have to
apply through the requisition slip supplied with the previous cheque book.
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The account holder shall have to use the specimen signature put in the Bank
while withdraw money and in case of other correspondence with the Bank.
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The Bank records the instruction of ‘Stop Payment` with care. But the Bank
will not be held responsible if any fraudulent withdrawal is/are made
through stopped cheque (s).
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We encourage our clients to use iBanking service incase of Statement of the
account is required.
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In case of joint account, if any of the A/c. holders expired the operation
in the account will be stopped just after getting report and balance in that
account will be paid as per norms to the heirs of the deceased and the alive
A/c. holder(s); if there is any outstanding investment liabilities, the
alive account holder/heirs of the deceased is/are bound to adjust the same.
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The account holder(s) can select nominee's) to receive the balance of the
account in case of death of the account holder.
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In case of death of the account holder, the nominee's) has to submit the
following papers/documents in support of his/their nomination to receive the
balance of the concerned account:
a) Death Certificate regarding death of the account holder.
b)Certificate from 2 (two) valued clients of the Bank or 2 (two) officers of
the Bank or the Chairman/Ward Commissioner of the Union
Parishad/Municipality in support of the identification of the nominee's).
c) Attested Passport size photographs of the nominee's).
d) Indemnity Bond (C.F.-12) duly executed by the
nominee's) under sureties of 2 (two) valued clients each good for the amount
and acceptable to the Bank.
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The Bank reserves the authority to change, develop or reform/modify the
rules of the account any time and the client is bound to abide by the same.
For more information please contact to your nearest branch or see the Rules and regulation given overleaf of the A/C opening Form.
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