Investment Scheme for Doctors (ISD)

To help new doctors to be established.To provide latest medical equipments to specialist doctors to extend modern medicare facilities throughout the country.

Target Group

Doctors (MBBS) / BDS / DVM / BHMS and equivalent medical degrees.

Nature of Goods / Items

X-Ray/ECG/Pathological & other equipments / Apparatus / Modern Medical Equipments etc. / Accessories / decorative items to set up a Chameber.

Mode of Investment

Bai-Muajjal / HPSM (Considering the items)

Maximum 5-years

Rate of Return

9.00% or the rate to be determined by the Bank from time to time.

Amount of Investment

Maximum Tk.1.00 million.

Bank's Participation

For both new and specialized doctors Investment equity ratio 80:20

Minimum 21-years & Maximum 65-years. Age limit may be relaxed up to 70-years who has social repute, sustainable income, sound body & able successors. The proposal in such cases may be approved by the next higher authority.

Hypothecation on Equipment + Deposit of Original Graduation / Post Graduation Certificate + Client's Personal Guarantee + Personal Guarantee of client's Spuse/Parents.

Application Form shall have to be collected from nearest Branch of Islami Bank Bangladesh Ltd.

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