Transport Investment Scheme (TIS)

To ease the existing transportation problem.To ensure speedy economic growth and development of the country particularly the expansion of trade, commerce & industry.

Target Group

Persons / Businessmen / Firms having proven experience in transport business/ Official use or Commercial use by the business Farms / Industries / Established Clinic & Hospitals etc.

Nature of Goods / Items

Car / Micro / Ambulance / Jeep / Pick -up / Bus / Truck / Oil Tanker / Taxi Cab / Minibus / Coaster / Tempo / Human Hauler / Double Decker / Auto Rickshaw / Tractor / Wheel Loader / Excavator / Cargo / Coaster Vessel / Vulgate / Ferry / Barge / Dockyard / Dredger / Launch / Lorry / Body making materials of Vehicles / Engines / Mechanized Boat / Roller / Bulldozer / Crane / Trailer / Fork lift / Heavy Transport ( Water & Road) / Heavy Transport Materials / Engine / Long Vehicles etc.

Mode of Investment


i. Maximum 4-years for reconditioned Road Transport.
ii. Maximum 5-years for brand new Road Transport
iii. Maximum 7-years for brand new/ newly constructed water transport.
It may be relaxed up to 8-years as a very special case or for heavy weighted vessel.

Rate of Return

9.00% or the rate to be determined by the Bank from time to time.

Amount of Investment

Any amount but not exceeding 10% of Bank's Equity.

Bank's Participation

i. Investment equity ratio 70:30 for Rent-a-car/Jeep/Luxury AC/Non AC Bus.
ii. Investment equity ratio 80:20 for very special cases i.e. For Highly Luxurous road transport like Hino/Hyundai/Valvo/Scania/Long Road Vehicle/Similar other vehicles etc. considering previous performance and excellent reputation.

Vehicle (Joint Registration) + Immovable Properties / Liquid Securities (at least 50% of the sanction amount) + Personal Guarantee.

Application Form shall have to be collected from nearest Branch of Islami Bank Bangladesh Ltd.

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