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Modes of Investment


Bai-Murabaha

The term Bai-Murabaha has been derived from Arabic words ﻊﻴﺒ and ﺢﺑﺭ (Bai’un and Ribhu

Bai-muajjal

The term ‘Bai-Muajjal’ has been derived from Arabic words ﻊﻴﺒ  and ﻝﺟﺍ (Bai’un an

Bai-Istijrar

The term "Bai-Istijrar" has been derived from Arabic words بيع and جر (Bai and Zarra). The

Bai-Salam

The term ‘Bai-Salam’ has been derived from Arabic words ‘ﻊﻴﺒ ’ and ‘ﺴﻠﻡ ’ (

Bai-Istisna'a

Istisna'a is a contract between a manufacturer/seller and a buyer under which the manufacturer/selle

Bai-As-Sarf

Bai- as-Sarf is a contract of exchange of money for money. This contract is tightly regulated under

Mudaraba

The term ‘Mudaraba’ has been derived from one of the meanings of the Arabic word ‘ﺏﺮﺿ’

Musharaka

The word Musharaka has been derived from the Arabic word ‘Shirkat’ or 'Sharikat' (Shirk). In Ara

Hire Purchase under Shirkatul Meelk

Under this mode Bank may supply implements/ equipment/goods on rental basis. The ownership of the im