The special feature of the Investment Policy of the Bank is to invest on the basis of profit-loss sharing system in accordance with the tenets and principles of Islamic Shari'ah. Earning of profit is not the only motive and objective of the Bank's Investment Policy rather emphasis is given in attaining social goal and objective in creating employment opportunities.

Following modes are used for investment:

BAI-MODES

• Bai-Murabaha
• Bai-Istijrar
• Bai-Muajjal
• Bai Salam
• Istisna�a
• Bai-As-Sarf

SHARE-MODES

• Mudaraba
• Musharaka

IJARA-MODES

• Hire Purchase Under Shirkatul Melk

Under consumer financing, the Bank finances to the individuals for meeting their personal. family and household needs. The Bank has taken up various welfare oriented investment Schemes

Investment Scheme

• “Household Durables Scheme (HDS)”
• “Investment Scheme for Doctors (ISD)”
• “Transport Investment Scheme (TIS)”
• “Car Investment Scheme (CIS)”
• “Small Business Investment Scheme (SBIS)”
• “Micro Industries Investment Scheme (MIIS)”
• “Agricultural Implement Investment Scheme (AIIS)”
• “Housing Investment Program (HIP)”
• “Real Estate Investment (Commercial & Working Capital)”
• Agricultural Investment of IBBL
• NRB (Non Resident Bangladeshi) Entrepreneurs Investment Scheme(NEIS)
• Women Entrepreneurs Investment Scheme (WEIS)
• “Housing Investment Programme for the Govt. Employees (HIPGE)”
• “Palli Griho Nirman Beniyog Prakalpa (PGNBP)”
• “Solar Panel Investment Scheme (SPIS)”