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Mon February 06, 2012
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(An Islamic Microfinance Model)
Home Objectives Saving Plan Target Area Performance of RDS Documentation Center Fund
RDS Contents
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Introduction
Objectives
Integrated Development approach
Target Area
Command Area and Baseline Survey
Target Group
Purpose, Period and Ceiling of investment
Rate of Return
Security Requirements
Savings Plan
Centre Fund
Modes of Investment
Sanction and Disbursement
Documentation
Modus Operandi
Supervision, Follow-up and Monitoring
Investment under MEIS
Performance of Rural Development Scheme (RDS)
Supervision, Follow-up and Monitoring

■ The investment under the Scheme is fully supervised. The Branch has to take the responsibility for the investment as well as recovery. To ensure 100% recovery the Field Officers make very close and intensive supervision over the clients. Moreover, the group approach is very helpful in this process - Clients are motivated, induced and pressed by the fellow members in recovering the investment.

 One each Field Officer is appointed for 400 investment clients and one or more Assistant Officer/Officer is engaged in the Branch as Project Officer to supervise the activities of the Field Officers.

 One or more officials in each Zonal Office are assigned as RDS Zone Officer to supervise the RDS activities of the Branches under the Zone. The Zone Officers visit the Branches under their respective Zone at least twice in a year.

 Head Office Officials also visit the activities in the Branch level once in a year.

■ Moreover, weekly, monthly, quarterly and annual statement of RDS of the Branches are prepared and sent to the higher authority to monitor and evaluate the activities regularly.
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