 RDS Contents |
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Performance of RDS
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| Performance of Rural Development Scheme up to June 2010. |
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Islami Bank Bangladesh Limited launched its Rural Development Scheme (RDS) in 1995. In the mean time, 144 Branches of the Bank have been operating the activities of the Scheme in their respective areas. These Branches are working among the poor in 10,754 villages covering 1,199 unions under 296 Thanas of 61 districts of the country. Present number of members is 5,01,941 since beginning the scheme. The members are provided investment facilities an amount of BDT 28,100.10 million ($ 407.25m) up to 30-06-2010 against which the outstanding was BDT 4,320.41 million ($ 62.61m). Rate of recovery of the Scheme is more than 99%.
Besides the regular investment program, we have provided with hand tube-well and sanitary latrine to the successful RDS members on quard from the fund given by Islami Bank Foundation. A total of 7,946 tube-wells & 4,322 sanitary latrines have so far been distributed at a cost of BDT 15.84 million ($ 0.23m) & BDT 4.76 million ($ 0.07m) respectively up to the said date.
A brief performance of RDS up to June, 2010 is shown in the following table: |
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Fig. in million Taka ($) |
Sl. |
Areas of performance |
No.&Volume/Amnt. |
Area Coverage |
1 |
No. of Branches handling the Scheme |
144 |
2 |
No. of Villages (no. of total village in the country is about 87,000) |
10,754 |
3 |
No. of Districts (no. of total district in the country is 64) |
61 |
4 |
No. of Centers |
22,763 |
5 |
No. of Groups |
128,583 |
6 |
No. of Members (existing) |
501,941 |
7 |
% of Women members in the Scheme |
85% |
8 |
Average no. of members per Centre (expected no. 40) |
22 |
9 |
No. of Clients (Who availed investment) |
314,428 |
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Financial Statement (RDS & MEIS) |
10 |
Cumulative disbursement (since inception) |
28,100 ($ 407m) |
11 |
Present outstanding |
4,320 ($63m) |
12 |
Overdue |
43 ($0.62m) |
13 |
Percentage of Recovery |
99% |
14 |
Balance of Members’ Savings (including Centre Fund) |
1,629 ($24m) |
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Financial Statement (MEIS) |
15 |
Number of clients under MEIS |
23,860 |
16 |
Cumulative disbursement (since 2005) |
3,623 ($53m) |
17 |
Present outstanding |
1,499 ($22m) |
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Manpower Position |
18 |
No. of Field Officers |
1,706 |
19 |
No. of Project Officers |
136 |
20 |
No. of Zone Officers |
14 |
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