The Bank mobilises deposits through the operation of the following accounts.

• Al-Wadeah Current Account (AWCA)
• Mudaraba Savings Account (MSA)
• Mudaraba Term Deposit Account (MTDR)
• Mudaraba Special Notice Account (MSNA)
• Mudaraba Hajj Savings Account (MHSA)
• Mudaraba Special Savings (Pension) Account (MSSA)
• Mudaraba Savings Bond (MSB)
• Mudaraba Monthly Profit Deposit Account (MMPDA)
• Mudaraba Muhor Savings Account (MMSA)
• Mudaraba Waqf Cash Deposit Account (MWCDA)
• Mudaraba NRB Savings Bond (MNSB) Account
• Mudaraba Foreign Currency Deposit Account (MFCD)
• Mudaraba School Student Savings Account (MSSSA)
• Mudaraba Farmers Savings Account (MFSA) (Ready for launching)

Current account is operated on Al-Wadeah Principle and all other deposit accounts on Mudaraba principle of Islamic Shari'ah. The bank distributes minimum of 65% of its investment-income earned through deployment of the Mudaraba deposits among the Mudaraba depositors.