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Deposite Scheme » Mudaraba Hajj Savings Account
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Hajj is one of the fundamental worship (Ibadah) of Islam. However, because of the prevailing socio-economic situation in the country, the people interested to perform Hajj cannot arrange the required amount of money at a time to perform Hajj. The desire of many to perform Hajj is thus never fulfilled. Over twenty five thousand devoted Muslims from Bangladesh perform holy Hajj every year. Financial solvency and physical fitness are the pre-requisites of performing Hajj. The majority of the people, however, reach the fag end of their life in arranging the required amount of money for Hajj. Islami Bank Bangladesh Limited has, therefore, introduced "Hajj Savings Scheme" so that persons eager to perform holy Hajj may build-up savings through 'Mudaraba Hajj Savings Account'.
Salient
Features
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Mudaraba Hajj Savings Account can be opened in the name of the individual only.
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Deposits in this account are received on the basis of Mudaraba principle of
Islamic Shariah.
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No photography is required to open this account.
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The Bank issues pass-book against this account. After the deposit of each
instalment, the depositor must ensure that such deposit is recorded in the
pass-book. If the pass-book is lost, the Bank shall charge Taka 10/- for
issuance of new pass-book.
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The account holder must immediately communicate to the Bank of any change
of the address.
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Persons eager to perform Hajj within the period of one to twenty five years may
build-up savings to perform Hajj by depositing monthly instalment.
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The under mentioned chart indicates the year-wise monthly instalments of persons
intend to perform Hajj in 2001, 2002 and 2003. The monthly instalment shall be
applicable on the basis of opening year of the account.
Term
(Year)
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2001
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2002
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2003
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Monthly Installment
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Monthly Installment
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Monthly Installment
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25
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205
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210
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215
|
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24
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220
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225
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230
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23
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240
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245
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250
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22
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260
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265
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270
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21
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280
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285
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295
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20
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305
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310
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315
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19
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330
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335
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345
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18
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355
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365
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375
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17
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385
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395
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410
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16
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420
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435
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445
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15
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460
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475
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